How Property Liens Affect Home Sales in Illinois: A Clear Legal Guide
Selling property in Illinois can become a stressful experience when property liens are involved. Many sellers are surprised to find...
Whether you are buying or selling a home in Elgin or throughout Kane County, I provide careful legal guidance from contract review through closing. My goal is simple: protect your investment, reduce risk, and make your real estate transaction as smooth as possible.
I built my firm, The Law Office of Elizabeth J. Ruble, LLC, on the tenets of communication, honesty, skill and tenacity. When you work with me, you can expect not only high quality, personalized service, but also an attorney who will fight for your goals as hard as you do. Whether you are buying or selling a house, need representation in court, or need to plan for your or your family’s future, I will do everything in my power to help you meet your goals.
Even minor criminal charges can have a big impact on your life. If you’ve received a traffic ticket or been charged with a misdemeanor such as simple assault, trespassing or drug possession, your future could be at stake. In addition to fines and potential jail time, being convicted of a misdemeanor can impact your ability to find employment or even housing years after the actual conviction occurred. I can guide you through the legal process and fight for your future, so one mistake doesn’t affect the rest of your life.
Whether you are buying your first home or selling a piece of property, real estate is a huge investment that needs to be taken seriously. I understand what’s at stake during these transactions and how important they are to your life. From mortgage documents to purchase agreements, transfer documents and more, I’m dedicated to making sure your interests are represented. I can answer your questions about the process and review every contract with you, so you understand what you’re signing. Your questions and concerns come first when you work with my firm.
Buying or selling a home involves important legal and financial decisions at every stage of the transaction. From reviewing the purchase agreement to resolving title issues and preparing closing documents, experienced legal guidance can help prevent costly surprises.
At The Law Office of Elizabeth J. Ruble, LLC, I work closely with buyers, sellers, realtors, lenders, and title companies throughout Elgin and Kane County to keep transactions on track. My goal is to protect your interests, address potential risks early, and help you move confidently from contract to closing.
Stay informed with practical legal tips and guidance for navigating residential real estate transactions in Elgin and throughout Illinois.
Selling property in Illinois can become a stressful experience when property liens are involved. Many sellers are surprised to find...
Purchasing or selling property in Illinois is a complex process that requires many legal steps. Deed preparation is one such...
While Illinois does not legally require an attorney, having one helps ensure your purchase agreement, title, and closing documents fully protect your interests. Legal review can prevent costly mistakes during the transaction.
A residential real estate attorney reviews contracts, negotiates terms, examines title reports, prepares deeds, and guides clients through closing to help ensure the transaction proceeds smoothly and legally.
It is best to involve an attorney immediately after signing a purchase agreement or during the attorney review period so any necessary changes or protections can be addressed early.
Illinois law requires sellers to disclose known material defects affecting the property, such as structural issues, water damage, or major system problems. Failure to disclose required information can lead to legal liability after closing.
During closing, final documents are signed, funds are transferred, the deed is recorded, and ownership officially transfers to the buyer. An attorney helps review documents and resolve last-minute issues.
A quit claim deed transfers ownership interest in real estate without warranties. It is commonly used to add or remove a person from title, transfer property into a trust, or handle ownership changes between family members.
Yes. Liens, ownership disputes, or recording errors can delay or even stop a closing. A real estate attorney can help identify and resolve title problems before they impact the transaction.
Having an attorney review HOA documents can help you understand restrictions, fees, and obligations that may affect your property rights and future use of the home.
If significant issues are discovered, your attorney can help negotiate repairs, credits, or contract modifications to protect your interests before moving forward with the purchase.
You should contact a criminal defense attorney as soon as possible after being charged, investigated, or arrested. Early legal guidance can help protect your rights and improve your defense strategy.
Contact my office today to learn how experienced legal guidance can give you an advantage in real estate transactions and criminal defense. Your interests are always my priority at The Law Office of Elizabeth J. Ruble, LLC.
EXCELLENT Based on 70 reviews Posted on Eric PurcellTrustindex verifies that the original source of the review is Google. Have referred a lot of my real estate clients to Elizabeth, she is the best. Knowledgeable and is readily accessible at all times, which is so important when people need answers quickly. She will be in your corner the whole transaction!Posted on GeorgeTrustindex verifies that the original source of the review is Google. Elizabeth is perhaps the most down to earth, approachable, informative, and no nonsense attorney I have ever worked with for a real estate sale. She is absolutely outstanding!Posted on Alex GTrustindex verifies that the original source of the review is Google. Elizabeth was wonderful in representing us as we purchased our new home. She advocated for us every step of the way, making sure the Sellers followed through on what they needed to and gave me valuable insight and recommendations throughout the whole process. With her there, I was able to close with confidence and with some repairs covered by the Sellers. From start to finish, Elizabeth was easy to reach, used a communication channel that worked best with me (text) and I was always happy to see a text/email from her come through with the latest in the process. I'm very thankful to have been able to work with her and if I get the chance, would choose her again without hesitation.
Owner's reply
Thank you very much, alex! I enjoyed working with you during this process, and I will continue to be available if you have any post closing questions or concerns. I wish you and Emily the best of luck and a happy new year!Posted on Miranda StangleTrustindex verifies that the original source of the review is Google. Elizabeth has helped us through 2 real estate transactions and I cannot imagine going through them without her. She is extremely knowledgeable, confident and responsive. She always had a straight forward answer to any question we had, and helped us understand everything in simple language. Thank you so much for everything, we truly appreciate all of your help & support more than words can describe!Posted on victor caryadiyilTrustindex verifies that the original source of the review is Google. Elizabeth Ruble is an exceptional attorney to use for any real estate transaction. She was highly communicative, responsive and professional throughout the entire process. I would strongly recommend her services.
Owner's reply
Thank you so much! You and Lincy were fantastic to work with. I wish you the best of luck with your move and Happy Holidays!Posted on Piotr DlugonTrustindex verifies that the original source of the review is Google. We had an outstanding experience working with Elizabeth during both; the sale of our home and the purchase of our new one. From start to finish, she was professional, thorough, and incredibly responsive, making a stressful process feel smooth and well-managed. She was always available to answer questions, provided thoughtful guidance, and ensured we fully understood each step of both transactions. Her knowledgeable approach gave us complete peace of mind throughout the entire process. We are extremely grateful for her expertise and hard work and would not hesitate to recommend them to anyone buying or selling a home. If you’re looking for a real estate attorney who is diligent, trustworthy, and truly advocates for their clients, look no further.
Owner's reply
Thank you so much Piotr! I enjoyed working with you and Dagmara and am so glad you both were able to have a pleasant experience buying and selling a home. Please do not hesitate to contact me with any questions or anything else you may need going forward. Happy Holidays!Posted on chris favaleTrustindex verifies that the original source of the review is Google. I recently purchased a home and was referred to Elizabeth through my real estate agent. Elizabeth was absolutely amazing! Elizabeth’s professionalism and attention to detail was admirable. She made the entire process easy and took care of any issues efficiently and quickly. I highly recommend Elizabeth not only is she the best attorney she is also very personable and actually cares and wants to provide excellent service in all aspects.
Owner's reply
Thank you so much, Chris for this amazing review. I am so glad to hear you had an enjoyable experience and I congratulate you on the purchase of your new home. It was an absolute pleasure to work with you. Please do not hesitate to reach out to me if you need anything in the future.Posted on Jennifer CruzTrustindex verifies that the original source of the review is Google. Elizabeth was great to work with! She kept me informed every step of the way, communicated clearly, and answered all my questions. While at the same time was pleasant with every interaction we had. I highly recommend Elizabeth!
Owner's reply
Thank you so much for the kind words! It was a pleasure working with you and your husband on multiple transactions. Please do not hesitate to reach out if you ever need anything in the future.Posted on Dolores GarciaTrustindex verifies that the original source of the review is Google. I had the pleasure of working with Elizabeth Rubble on a recent first-time buyer transaction, and she was an absolute professional from start to finish. Elizabeth is straightforward, attentive, and a true pleasure to collaborate with. She was genuinely impressed by how seamless the process was; from our eSign closing to the fact that no funding authorization was required, and even the wire arriving a full day early. The entire closing ended up being fun, short, and sweet, thanks in part to her clear communication and efficient approach. I look forward to working with Elizabeth again on future transactions!
Owner's reply
Thank you so much! It was wonderful to work with you and your mortgage company. You were very diligent, efficient, and always in communication. I hope to work with you again in the near future!Posted on Tiffany DallasTrustindex verifies that the original source of the review is Google. I’ve worked with her for years across many real estate transactions, and she is outstanding. She is incredibly responsive and communicates thoroughly every step of the way, which makes a huge difference in this business. She always makes sure situations are fair for my clients and consistently gets the job done and COMMUNICATES throughout the entire process. I recommend her without hesitation!
Owner's reply
Thank you so much, Tiffany! You are an incredible agent and it was a pleasure to assist you with both the sale of your home and purchase of your new property. I look forward to many more deals in the future. Congratulations!